Money

By NewsPress Now (StatePoint) Perhaps you’re better off not taking that new sofa out of its plastic wrap. Sofas, couches and loveseats top the list of furniture most likely to be damaged, according to the latest survey on furniture damage from Allstate Protection Plans. What’s worse, more than half of furniture purchases were damaged in

By NewsPress Now (StatePoint) Managing competing financial priorities can be emotionally and logistically complex, whether you’re juggling college tuition bills and mortgage payments, or you’re carving out opportunities for travel while planning for retirement. According to CERTIFIED FINANCIAL PLANNER™ professionals, following these tips can help you effectively make space in your budget for everything that

By NewsPress Now (StatePoint) According to the U.S. Census Bureau, over one in four Americans are living with a disability and about one-half of these individuals are living with a severe disability. Whether present at birth or caused by a life-altering accident or illness, severe disabilities almost always create a significant financial burden due to

By NewsPress Now (StatePoint) If you dream of owning a home but aren’t sure whether you have enough money for a down payment, take another look. You might already have enough or be closer than you think. Down payment and closing cost assistance Depending on your situation, you may qualify for a grant to help

By NewsPress Now (StatePoint) It’s never too early to start working with a financial advisor. There are many stages in your life when you could benefit from the advice of a financial professional, including when you are young and taking out student loans, or in the process of paying them off. With a record $1.7

By NewsPress Now (StatePoint) As an entrepreneur, you are the expert in the goods and services you offer customers. However, you may be less familiar with the financial aspects of running your business. Incorporating a CERTIFIED FINANCIAL PLANNER™ professional into your stable of advisors is a smart way to ensure that you’re growing your business

By NewsPress Now (StatePoint) Whether you’re currently a financial advisor or considering becoming one, knowing which qualities are high in demand among your potential clients can help you position yourself for a lucrative and rewarding career. Here are five things that consumers look for in a financial advisor, as well as how CERTIFIED FINANCIAL PLANNER™

By NewsPress Now (StatePoint) Graduating college? If you’re like many young adults, this is the first time you’ll be managing your finances independently. There’s more to it than ensuring you have enough money in the bank to pay for your next bill. CERTIFIED FINANCIAL PLANNER™ professionals say these five strategies can help you hit the

By NewsPress Now (StatePoint) A new survey suggests that while consumers are decreasing their spending to get by in the current economy, they harbor some anxieties and are struggling to improve their approach to money management. The inaugural “Wells Fargo Money Study” surveyed American adults and teens to uncover candid truths about their current finances,

By NewsPress Now (StatePoint) May is National Small Business Month, an annual opportunity to support the hard work of small business owners. The backbone of the nation’s economy, small businesses employ 45.9% of the entire U.S. workforce and make up 99.9% of all U.S. businesses, according to the U.S. Small Business Administration. Unfortunately, some small

By NewsPress Now (StatePoint) So you’ve recently graduated college. The summer ahead is the perfect time to consider a career as a financial planner. At a time when new research reveals that more than half of four-year college graduates are underemployed a year after they graduate, the financial planning industry is booming. To give yourself

By NewsPress Now (StatePoint) Finding the love of your life can be tricky, but what can be even trickier is making sure you’re both on the same financial page before you walk down the aisle. Meeting with a CERTIFIED FINANCIAL PLANNER™ professional may not sound like the most romantic aspect of wedding planning, but getting

By NewsPress Now (StatePoint) Perhaps even more nerve-wracking than waiting for your child’s college acceptance letters is learning whether they’ve been awarded financial aid. Recent changes to the Free Application for Federal Student Aid (FAFSA) designed to simplify the process have led to unforeseen hiccups and technical glitches, causing academic institutions to delay sending out

By NewsPress Now (StatePoint) Do you know what financial advisors do? Or are misconceptions about being a financial advisor holding you back from exploring this profession? To help you understand what your career as a CERTIFIED FINANCIAL PLANNER™ professional could look like, consider these common myths about financial planning careers. Myth: It’s all just numbers

By NewsPress Now (StatePoint) From listening to music to watching movies, connecting with family to counting steps, Americans say in a new study that they depend on their smartphones like never before. And they are putting their money where their mouth is. The amount of money they spent on screen repairs surged to $8.3 billion

By NewsPress Now (StatePoint) Setting and reaching goals is never easy, and if you’re a woman, you will likely face additional challenges on the path to achieving your dreams. To foster the success of future female leaders, five Wells Fargo honorees of American Banker’s “Most Powerful Women in Banking” are sharing their best advice with

By NewsPress Now (StatePoint) What a difference a year makes. New research finds that small- and mid-sized business owners are increasingly optimistic about economic conditions and the prospects for their own businesses. According to PNC’s Spring 2024 Economic Outlook Survey, nearly 80% of business owners surveyed feel optimistic about conditions for their business over the

By NewsPress Now (StatePoint) As you file your taxes, you may be wondering how a successful tax plan can help you reach your financial goals, whether you’re filing taxes for the first time as a young professional or approaching retirement. During tax time, put this aspect of your financial plan on the front burner by

By NewsPress Now (StatePoint) Financial planning was once thought of as a male-dominated industry, but that’s quickly changing. The number of women getting their CERTIFIED FINANCIAL PLANNER™ certification is growing year over year — and for good reason: The benefits of entering this field as a woman are numerous. Below are a few to consider.

By NewsPress Now (StatePoint) For a Millennial or Gen Zer who is young and healthy, life insurance may be the last thing on their mind. However, life is unpredictable and having coverage is important in the event of unforeseen circumstances. According to Bankers Life, a national life and health insurance brand, these are four reasons

By NewsPress Now (StatePoint) Obtaining a home loan is not the most modern or pleasant aspect of the homeownership journey. It involves reams of paper, an average 45-day waiting period to see what rate you’ll receive, and according to some industry insiders, too many middlemen collecting unnecessary fees. With the idea that a mortgage is

By NewsPress Now (StatePoint) Part of being a savvy consumer is finding valuable perks in unexpected places. These extras won’t just make you feel like a VIP, they’ll help you save big on the things you want and need. Skeptical? You’re not alone — a third of consumers are frustrated by the lack of value

By NewsPress Now (StatePoint) During election years, uncertainty over the future can shake investor confidence. To help you navigate finances during this election cycle, work with a CERTIFIED FINANCIAL PLANNER™ professional and consider these tips and insights: Study the past to calm anxiety: A quick look at historical data can help you make level-headed investment

By NewsPress Now (StatePoint) With the cost of most goods and services on the rise, straining many household budgets, families are likely looking for ways to cut expenses. But it’s important to make wise decisions before cutting, as some expenses are worth more than they cost and can provide a lifetime of benefits. Life insurance

By NewsPress Now (StatePoint) If you recently received your 2023 W2, you may have realized how much money you should have been putting to work to accomplish your savings goals. Ouch, right? No need to stress though — now’s the perfect time to make your hard-earned money hustle for you. Check out these power moves:

By NewsPress Now (StatePoint) Becoming a financial planner offers both financial rewards and the chance to help others. Whether you’re a recent graduate exploring your career path or a mid-career professional seeking change, this growing profession may be the right fit for you. As more Americans recognize the value of partnering with a professional to